"a poskytnut\u00ED zv\u00FDhodn\u011Bn\u00E9ho financov\u00E1n\u00ED" . "3" . . . "Podm\u00EDnky poji\u0161t\u011Bn\u00ED v\u00FDvozn\u00EDch \u00FAv\u011Brov\u00FDch rizik" . "3" . . .