. "2/1" . "\u00DA\u010Dastn\u00EDkem m\u016F\u017Ee b\u00FDt fyzick\u00E1 osoba star\u0161\u00ED 18 let s trval\u00FDm pobytem na \u00FAzem\u00ED \u010Cesk\u00E9 republiky, kter\u00E1 uzav\u0159e s penzijn\u00EDm fondem p\u00EDsemnou smlouvu o penzijn\u00EDm p\u0159ipoji\u0161t\u011Bn\u00ED (d\u00E1le \u201Esmlouva\u201C). \u00DA\u010Dast na penzijn\u00EDm p\u0159ipoji\u0161t\u011Bn\u00ED je dobrovoln\u00E1." . . . "1" . .