. "Do doby nabyt\u00ED \u00FA\u010Dinnosti pr\u00E1vn\u00ED \u00FApravy poji\u0161t\u011Bn\u00ED vklad\u016F a \u00FArok\u016F z vklad\u016F fyzick\u00FDch osob bankami a pobo\u010Dkami zahrani\u010Dn\u00EDch bank ru\u010D\u00ED za vklady t\u011Bchto osob" . "44/1" . . "1" . . .